Facing Foreclosure? 5 Immediate Steps to Take Right Now

🚨 Step 1: Open Every Letter

(Even the scary ones)

• What to look for:

  • "Notice of Default" (first warning)
  • "Acceleration Letter" (full balance due)
  • "Notice of Sale" (auction date)

• Why it matters:

  • Missed deadlines = faster foreclosure
  • Some letters have errors you can fight

📌 Pro Tip: Take photos of all letters and circle dates in red.

---

📞 Step 2: Call Your Lender TODAY

Use this script:

"Hi, I'm [Your Name] at [Address]. I just received foreclosure notices and want to discuss:

1. Loan modification options
2. Forbearance programs
3. How to pause foreclosure while we talk

Please email all options to [Your Email] by tomorrow."

📱 Best Times to Call:

• 8:05-8:30 AM (less wait time)
• Avoid: Mondays and month-ends

🔗 Guide: 7 Ways to Stop Foreclosure

---

📂 Step 3: Gather Your "Financial Survival Kit"

Put these in a folder:

1. Last 2 pay stubs (or unemployment letters)
2. 3 months bank statements
3. Hardship explanation (Example: "Lost job on [date]")
4. Current mortgage statement

💡 No printer? Take photos and save in a "Foreclosure" album on your phone.

---

🆘 Step 4: Get Free Professional Help

These people work for YOU:

1. Legal Aid Attorneys

   • Find free lawyers at [LawHelp.org]
   • Stop illegal foreclosure actions

2. Local Housing Nonprofits

   • Google: "[Your city] foreclosure help grants"

🔗 Your rights in foreclosure

---

⏳ Step 5: Know Your Deadlines

🔗 Critical foreclosure timeline:

Stage	Days You Have	What to Do
Missed Payment	15-30	Call lender ASAP
Notice of Default	30-120	Apply for loan help
Notice of Sale	21-60	File bankruptcy if needed
Auction Day	Until sale ends	Can still stop last-minute

---

⚠️ Remember:

1. Banks move fast—you must move faster
2. Free help exists—don't pay "foreclosure rescue" companies
3. You have rights—even if you're behind

---

📥 Free Download: The Ultimate Foreclosure Survival Kit

• The Complete Guide to Foreclosure Timelines
• Foreclosure Survival Checklist
• Foreclosure Crisis Survival Guide

👉 Download The Ultimate Foreclosure Survival Kit

---

If none of these options work, we may be able to buy your house.

📞 Act now - Book a 1-on-1 consultation to see if your house qualifies for our program.